SACCO Software
SAVCO software is the ultimate product for SACCOs, Micro-Finance and community banking. Prominent features include:
- Full Coverage and Integration
- Complete Set of Reports
- Flexible User Configuration
- Flexile User Customization
- Customizable User Interface
- Interface to Ms Office
- Back Office Automization
- Advanced Reconciliations
- Real Time Updates
- SMS Support
- ATM Cards
Unlimited
- Number of Customers or Members
- Number of Products
- Number of Accounts
- Number of Trasactions
- Number of Reports
- Number of Users
- Number of Computers
- Data Storage
For more information goto Products/SACCO & MFIs.
SAVCO Versions
The current versions of SAVCO Software are versions 3.6, 4.3 and 5.2 for 3.x, 4.x and 5.x series. Each series has its own different approach to data representations and has its range of targeted clientele. They all share common functionalities and may work for any client unless where client own services and products need detailed distinctions. The client’s products are Loan, Share, Deposit and banking services. Below is a broad summary on how they align to each other
| 3.x | 4.x | 5.x | |
| Loans, Shares, Deposits, Banking Services | Yes | Yes | Yes |
| Multiple Baking Accounts For Each Member or Customer | Yes | No | Yes |
| Banking Account Number Same As Member or Customer Register | No | Yes | Yes |
| Fully Integrated General Ledger Accounting | Yes | Yes | Yes |
| Extended Business Services – Supply and Delivery Business | No | No | Yes |
| Cusomers:One to Many | Yes | ||
| Customers:One to One | Yes | Yes | |
| Customers:One to Multiple | Yes |
Versions 4.x is the default choice for most of our customers. Version 3.x is best for employee based SACCOs and SACCO centric organizations. Version 5.x is ideal for everybody however we install it to complex businesses that might evolve as time goes by. Such businesses are like farmer enterprises, transport businesses, multi entrepreneurship and multi functional banking organizations.
Payroll Software
Payroll has been enhanced and given sharp and clear user interface.
There are now two versions of payroll software, Version 3.1 and 4.0. Users of version 3.0 will need to upgrade to version 3.1 and new users can take version 4.0.
Version 4.0 includes all that is in verson 3.1 and also:
- Quantity based pay codes
- Recovery of missed days from leave.
- Direct leave payment through payroll.
- Regions, main and sub locations definitions at employee master.
For more information goto Payroll Software Page.
Partners,Dealers and Vendors
We welcome partners and dealers to sample and distribute our products. We assist them whenever required.
Contact us if you want to distribute our software products and we shall agree on terms and conditions.
Data and Outsourcing
We do outsourcing for SACCOs, Payroll and Human Resources and IT Help Desk and maintenance support. We charge a small fee to maintain each person’s data in our systems and give you all reports as required. We can have our personnel working at your offices if your database is big and answer queries and give online information.



